Stay Safe From Scams


JULY, 2015


With all the “Nebraska weather” we’ve had recently, damage to homes is NOT in short supply.

Unfortunately, hail, wind, and water damage aren’t the only issues homeowners have to deal with after the storms have passed – there are inspections to be made, insurance claims to be filed, and repair work to be done.

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Understanding what to look for will help you avoid scams.

But, who can you trust? There’s a LOT of individuals out there who promise top of the line work and then leave you with anything but. Here are a few tips on how to avoid all those shady storm chasers out there:

Avoid door-to-door solicitors as well as phone solicitation. These types of “drifters” tend to appear post-storm, offering free inspections and estimates. While there’s a chance they could be legit, there’s also a chance that they’re not. Don’t allow someone to come inspect your home when you’re not there. It’s a sad but true fact that less-than-reputable contractors have been known to fake storm damage to roofing, siding, windows, and doors.

You don’t have to divulge claim information – it’s not required to make the repairs.

“While there’s a chance they could be legit, there’s also a chance that they’re not.”

Always get multiple estimates. Even in an emergency situation, don’t rush into anything and DON’T blindly sign contracts or provide down payments.

Check out the companies that you’re thinking of hiring. Make sure you have an address and phone number, and ask for local references. If a company has done a bang-up job, trust us, people will be shouting it from their rooftops (so to speak). Also, check with the Better Business Bureau, and search the company online – if complaints exist, it’s not typically too difficult to find them.
If you’re thinking about working with a company that you don’t have a history with, check with the state to make sure they’re licensed and bonded.

While it’s true that some contractors and companies may require a down payment, be skeptical if they’re asking for a large deposit – or cash payment – that’s more than a third of the cost of the job.

Avoid any companies that offer to help pay a portion – or all – of your deductible. Why? Well, to begin with, in many states it’s considered insurance fraud. Also, don’t just sign over your insurance settlement – deposit it into your account, and then pay on what the actual price winds up being.
Never sign a contract that has blank spaces. And, ALWAYS make sure to get an original copy of any documents, complete with signatures from all parties.

Make sure that the company obtains all the necessary permits prior to starting any work. Also, always verify that the name on the permit matches that of the company.

If you’re looking for a local, established business that values honesty, accountability, and craftsmanship of the highest quality, then J-Tech Construction in Lincoln, Nebraska is the company you’ve been searching for! Please don’t hesitate to give us a call and let us know what we can do to help you!

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